|
|
|
A large international insurance company IT department
PROBLEM The workers in the information systems division were technically excellent but lacked in human behavioral skills. One employee in particular was exceptionally intelligent and knowledgeable but had a pessimistic, cautious and negative...
Life Insurance Fears Following The London Bombings Tragedy
Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed “quickly and sympathetically”. This need for reassurance came in light of...
Nine Ways To Lower Your Auto Insurance Costs
Nine Ways To Lower Your Auto Insurance Costs You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company, agent or broker you choose, the coverage is you request and the kind of...
Summertime And Boats... And Boat Insurance
Early summertime is the time of year, when boat owners start getting back on the water. I am speaking about pleasure boaters, those who use their boats to make a living fishing are on the water when the fish are under it. It's the time of year when...
The New Way To Lower The Cost Of Health Insurance
It seems that every day there is an article about the rising cost of health insurance, the high number of people with no health insurance, and our system of financing medical care which is broken and needs repair or replacement.
What goes...
|
|
| |
|
|
|
|
|
|
Health Insurance Companies - The Good & The Bad
When you are shopping for health insurance it would be helpful
to know how often health insurance companies fail to provide the
service you would expect. The Arizona Department of Insurance
has released a report listing fines and complaints filed against
health insurance companies in the state.
The report covers 27 insurers or about 75% of the companies
serving Arizona. Does the report reflect health insurance
performance in other states? I can't be sure, but it does give
us a peek into the workings of the health insurance industry.
United Healthcare of Arizona is one of the major insurers in the
state and it had the highest number of complaints per insurance
policy. Time Insurance and Mega Life And Health Insurance are
smaller companies and they had even high complaint ratios.
In Arizona Humana Health Plan satisfies the appeals of its
insured more than any other company. On the other hand the
report shows that Mega resolves fewer appeals to the
satisfaction of the insured.
When it comes to the number of fines levied in the past 5-years
by the AZ Department of Insurance the
Arizona arm of CGNA
Healthcare garbs the top spot. They were assessed the most fines.
If you would like to read more about the performance of health
insurance companies you can find the full report online if you
do a search for "Report on AZ Health Insurers". Chances are the
insurance department or commission in your state issues a
similar report.
Another fact we can learn from this Arizona report is that your
state's insurance regulatory body may be able to help you in a
dispute with your insurance company. You can find state
insurance regulators on the internet by doing a search for
National Association of Insurance Commissioners. The NAIC has a
map of the United States on their web page. Just click on your
state and you'll find your state's insurance department
information.
Before you buy any policy it would be sensible to learn just
which health insurance companies fail to please consumers in
your state.
About the author:
Mark Walters helps individuals, families and travelers choose
health insurance coverage at
http://www.HealthInsuranceMonster.com
|
|
|
|
|
|